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Business Loans by Industry in Muskogee, OK and Across Muskogee County, OK

Each trade pays its bills on its own calendar. These notes cover Muskogee County's restaurants, clinics, stores, contractors and shops, with the funding types that fit each one.

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Restaurants, drive-throughs and dining rooms in Muskogee County, OK

Food and labor paid out daily, card batches coming in, and kitchen equipment that wears out.

Lines of work in Muskogee, OK

  • Restaurants

    Restaurant loans in Muskogee, OK: kitchen equipment, payroll, remodels and food trailers for open restaurants, with Muskogee County, OK restaurant counts.

  • Restaurant loans for drive-throughs, dining rooms and kitchens

    Muskogee County had 57 limited-service and 44 full-service restaurant employers in 2023 (CBP 2023), with 2,546 employees between them by our sum. Kitchens finance hoods, ovens and walk-ins; dining rooms finance remodels; payroll runs ahead of slow weeks. Restaurant loans in Muskogee, OK sets each expense beside a funding type, including food trailers for restaurants already open.

    Our arithmetic puts payroll per employee at about $17,600 at limited-service and $19,400 at full-service restaurants (CBP 2023).

Clinics, dental chairs and therapy rooms around Muskogee, OK

Equipment, build-outs and payroll while insurance claims are paid.

Lines of work in Muskogee, OK

  • Medical Practices

    Medical practice loans in Muskogee, OK: equipment, insurance-receipt gaps, expansion and practice acquisitions, with Muskogee County, OK clinic counts.

  • Chiropractic and Therapy

    Chiropractic practice loans in Muskogee, OK: treatment rooms, therapy equipment and payroll gaps for chiropractic and physical therapy practices.

  • Medical practice loans for physician practices and clinics

    Physician practices numbered 40 employers in Muskogee County in 2023, and health care and social assistance carried the county's highest payroll of any sector (CBP 2023). Medical practice loans covers exam and imaging equipment, payroll while claims are processed, build-outs and buying a practice from a retiring physician.

    By our arithmetic, physician practices paid about $83,000 per employee in 2023, and 42.5% of them had fewer than five employees (CBP 2023).

  • Chiropractic, physical therapy and other practitioners

    Offices of other health practitioners, a Census group that includes chiropractors, therapists and optometrists, had 41 employers in Muskogee County in 2023, 56.1% with fewer than five employees (CBP 2023). Chiropractic practice loans covers tables, therapy equipment and the payroll gap when a practice adds a provider.

    14 of them had a ZIP 74403 address (ZBP 2023), and Nonemployer Statistics counted 64 practitioners without employees in 2024, a separate program.

Shelves, fuel tanks and registers in Muskogee County, OK

Stock bought before it sells, fixtures, coolers and dispensers.

Lines of work in Muskogee, OK

  • Retail

    Business loans for retail in Muskogee, OK: inventory, fixtures, remodels and store purchases, with Muskogee County, OK store counts by type.

  • Gas Stations

    Gas station financing in Muskogee, OK: fuel and store stock, coolers, canopies, pump upgrades and station purchases, with Muskogee County, OK counts.

  • Business loans for retail stores of every kind

    Retail trade had 245 employer establishments in Muskogee County in 2023, more than any other sector (CBP 2023). Business loans for retail breaks that down by store type, from general merchandise to building supply, and matches holiday stock, fixtures and remodels with the funding types that fit.

    Retail employed 3,189 people in the county, and 78 of the employers had a ZIP 74403 address (ZBP 2023). Gas stations have their own page, next.

  • Gas station financing for fuel, store stock and dispensers

    Gasoline stations counted 36 employers in Muskogee County in 2023 with 385 employees (CBP 2023). Gas station financing covers fuel loads and store stock bought before they sell, coolers and dispensers, the tank questions a partner asks, and buying a station.

    10 of the stations had fewer than five employees and 14 had a ZIP 74403 address (ZBP 2023). Payroll per station employee was about $27,400 by our arithmetic.

Crews, bays and job sites from Muskogee, OK outward

Machines, materials and the wait for draws, retainage and repair tickets.

Lines of work in Muskogee, OK

  • Construction

    Financing for contractors in Muskogee, OK: equipment, materials, payroll before draws and retainage, with Muskogee County, OK construction counts.

  • Auto Repair

    Auto repair shop loans in Muskogee, OK: lifts, alignment racks, scan tools, parts, added bays and buying a shop, with Muskogee County, OK garage counts.

  • Financing for contractors, builders and specialty trades

    Construction had 116 employer establishments in Muskogee County in 2023 and 555 businesses without employees in 2024, two separate Census programs. Financing for contractors covers machines, materials, draws and retainage, trade by trade.

    51.7% of the construction employers had fewer than five employees (CBP 2023), and the county authorized 53 new housing units in 2025 (Building Permits Survey). Electrical, plumbing and specialty trades each get a section on the page.

  • Auto repair shop loans for lifts, bays and shop purchases

    Auto repair and maintenance had 35 employers in Muskogee County in 2023, 65.7% with fewer than five employees (CBP 2023). Auto repair shop loans covers lifts, alignment racks, scan tools, parts stock and buying a garage from a retiring owner.

    Another 87 repair businesses had no employees (Nonemployer Statistics 2024), and 13 of the employers had a ZIP 74403 address (ZBP 2023). Each repair-shop employee drew about $38,500 in payroll, by our arithmetic.

Agencies, firms and practices on commission and fee income in Muskogee, OK

Books of business, producers and the gap before commissions arrive.

Lines of work in Muskogee, OK

  • Insurance Agencies

    Insurance agency loans in Muskogee, OK: buying a book of business or an agency, adding producers and commission gaps, with Muskogee County, OK counts.

  • Insurance agency loans for books of business and buyouts

    Insurance agencies (NAICS 524210) had 27 employers in Muskogee County in 2023, 81.5% with fewer than five employees (CBP 2023). Insurance agency loans covers buying a book or an agency, adding producers and the gap before commissions arrive.

    12 of the agencies had a ZIP 74403 address (ZBP 2023), and Nonemployer Statistics counted 49 agencies without employees in 2024. Book purchases are read on retention and commission statements.

Salon stations, gym floors and dental suites below the page bar in Muskogee County, OK

Trades with fewer county employers, covered here in full.

  • Dental practice loans for Muskogee, OK dentists

    Dentist practices had 19 employers in Muskogee County in 2023 with 127 employees, and 7 of them had fewer than five employees (CBP 2023); 9 had a ZIP 74403 address (ZBP 2023). Dental practice loans fund operatory chairs, digital imaging and sterilization, and the equipment can secure its own financing. The medical practice page covers dental equipment in its own section.

  • Dental practice loans for Muskogee, OK companies

    Buying a dental practice from a retiring dentist is a term loan request: the partner reads the seller's collections, the patient base and the buyer's license and credit. Nonemployer Statistics counted 4 dentist businesses without employees in Muskogee County in 2024, a separate program. The buying a business guide walks through practice acquisitions step by step.

    By our arithmetic, payroll per employee at those practices was about $48,900 in 2023.

  • Salon loans in Muskogee, OK: stations, chairs and build-outs

    Salons finance styling and pedicure stations, chairs, dryers, ventilation and the build-out of a new suite. Muskogee County had 6 beauty salon employers and 5 nail salon employers in 2023 (CBP 2023), while Nonemployer Statistics counted 194 beauty salons and 55 nail salons without employees in 2024, as a separate program. Equipment financing or a term loan fits a build-out.

  • Beauty salon loans in Muskogee County, OK

    For a beauty salon, the request is read on the owner's deposits and credit, because 5 of the county's 6 salon employers had fewer than five employees (CBP 2023). Booth-rent income and product sales count as receipts when they appear in the bank statements. Bring the station quote or the build-out bid with the lease.

    Nonemployer Statistics counted 194 beauty salons without employees in 2024, a separate program; a solo stylist's request is read on personal credit and deposits.

  • A business loan for a hair salon in Muskogee, OK

    A hair salon or barbershop business loan covers chairs, shampoo units, mirrors and the space. Nonemployer Statistics counted 16 barber shops without employees in Muskogee County in 2024; County Business Patterns did not publish a barber shop employer count for the county. A partner reads the shop's deposits and the owner's credit together.

    Chairs, shampoo units and dryers can be financed as equipment, new or used, with the seller's quote.

  • Gym business loans for Muskogee, OK studios and clubs

    Fitness and recreational sports centers had 8 employers in Muskogee County in 2023 with 42 employees (CBP 2023). Gym business loans fund cardio and strength equipment, flooring and a build-out, and cover payroll while memberships grow. The article how to get gym financing in Muskogee covers buying a gym and the records partners read.

    Nonemployer Statistics counted 22 businesses without employees in the wider amusement and recreation group (NAICS 7139) in 2024.

Firms, agencies, shops and crews counted in Muskogee County, OK

Everything else, by Census count.

  • Law, accounting, real estate and engineering firms

    Professional firms carry small payrolls and earn fees after the work is done. Muskogee County had 22 legal services employers, 15 accounting, tax and payroll firms, 10 real estate agencies and 4 architecture and engineering employers in 2023 (CBP 2023). A line of credit can bridge the gap between billing and collection.

    Legal services employers had 79 employees, and 77.3% of those firms had fewer than five (CBP 2023).

  • Child care, home health and nursing care providers

    Care providers pay wages before reimbursements arrive. Muskogee County had 18 child day care employers, 20 home health care employers and 11 nursing care facilities in 2023 (CBP 2023), with 737 employees at the nursing facilities. Working capital or a line of credit fits the reimbursement gap; equipment financing fits vans and beds.

    Nonemployer Statistics counted 103 child care businesses without employees in 2024, a separate program.

  • Hotels and motels in Muskogee County, OK

    Traveler accommodation had 14 employers in Muskogee County in 2023 with 140 employees (CBP 2023). Hotel requests that Driftshore can match cover renovations, furniture and fixtures, and working capital; property mortgages are outside what it arranges. Term loans fit a room refresh with a contractor's quote.

    6 of the hotel employers had fewer than five employees (CBP 2023), and by our arithmetic payroll per employee was about $18,600.

  • Machine shops, food makers, warehouses and machinery repair

    Fabricated metal manufacturers, including machine shops, had 10 employers in Muskogee County in 2023 with 738 employees; food manufacturing had 6, warehousing and storage 6, and commercial machinery repair 5 (CBP 2023). Equipment financing fits CNC machines, forklifts and racking.

    By our arithmetic, the fabricated metal employers averaged about 74 employees each in 2023, and 7 had a ZIP 74403 address (ZBP 2023).

  • Landscapers, janitorial crews and veterinary practices

    Landscaping services had 10 employers and janitorial services 5 in Muskogee County in 2023 (CBP 2023); Nonemployer Statistics counted 133 landscaping and 219 janitorial businesses without employees in 2024, a separate program. Veterinary services had 5 employers. Mowers, trailers, floor machines and exam equipment are equipment requests.

    By our arithmetic, landscaping businesses without employees took in about $28,200 each in 2024 (Nonemployer Statistics).

In short

Eight Muskogee County industries have their own pages, built on Census counts for each trade. Dental practices, salons, gyms and other trades without a page of their own are covered in the notes below. Any Muskogee County business can send a request, whatever its industry.

No page for your trade? Muskogee County, OK requests still welcome

Funding partners consider requests from businesses of every kind, and a request from a trade without its own page is read the same way: the expense, the records and the owner's credit. Muskogee County had 1,334 employer establishments in 2023 (CBP), and the pages below cover the trades with 25 or more county employers at their own Census code. Compare the six funding types on the equipment financing page and the working capital page, or see the county overview on the Muskogee, OK data page.

By Driftshore Funding ยท Updated

Not Sure Which Funding Type Fits Your Muskogee, OK Trade?

Call (918) 362-1864 or describe the expense on the request form.

Call (918) 362-1864Get Started
Call (918) 362-1864Get Started